to The Honourable Carla Qualtrough
RE: Support for Canadians who are ‘almost’ disabled
In February of 2011, I
was diagnosed with Delayed Post Traumatic Stress Disorder. At first, I thought
that with a few weeks off work and some intensive therapy work I’d be okay …
then I thought, well, maybe six months … then maybe a year … and now, five and
a half years later, I realize this is not going to go away.
I did apply for CPP
Disability but was denied. You see, I tried hard to do what I could – I thought
a gradual return would probably work for me. I first tried self-employment
(running an online craft supply store), and when that was too much, I obtained
my first aid instructor certification and taught classes for a company that was
extremely flexible and understanding of my health issues. After a little over a
year, though, I realized that I was making too many errors and that the strain
was adversely affecting me, so I felt it best to resign. During this time, I
applied for CPP but was informed that because I was able to do part time work,
I did not qualify for benefits. When I appealed the decision, after winding up
the store, downsizing my hobby farm, and resigning from teaching, I was told
that because I’ve written a couple of books and have residual income from their
publication, and because I’ve stabilized to some extent with medication and
treatment, I still don’t qualify.
I’m not quite sure
what sort of employment the Powers That Be expect me to take on: even the most
flexible and understanding of employers is not going to be happy with an
employee who lives with fluctuating levels of fatigue and mental competency. It’s
also important to realize that the primary reason I have stabilized is that I’ve resized my life to fit my limitations
… yes, I’m no longer suicidal on a regular basis and I am more comfortable
overall. This is not evidence that I ought
to be working, it’s evidence that accepting
my limitations has improved my health.
And now, even if I
could convince the appeals board that my psychiatrist and psychologist agree
that even part time employment would be unwise, it’s been too long since I
worked full time and so I cannot apply for CPP Disability again. Had I crashed
hard at the beginning, I’d have qualified … but because I held on as long as I
could and did as much as possible to return to the workforce, the delayed
recognition that my condition is chronic and more disabling than I had
anticipated has disqualified me from obtaining benefits, despite having
contributed for over twenty years.
I am fortunate that my
husband has a well-paying job and that my family are supportive and take good
care of me. It is, however, disconcerting to know that should my husband lose
his job (a real possibility, as he’s employed in the oil field), or should I
find myself unwelcome in my home (it happened before … the associated mess is
how I ended up with PTSD), I’m not well enough to take up the economic slack
and there are no safety nets to catch me.
I would ask that the government
consider making space for those of us who have tried our best and not overcome
our personal obstacles. The five-year window for CPP disability application
seems to specifically exclude those who make every effort to remain in the
workforce and then either decompensate further with time, or find that even
flexible self-employment is too much.
I would also ask that
the government consider expanding the criteria for the Disability Tax Credit to
open the door for those of us who are ‘on the edge’ of being disabled. People
like me are dependent on the good graces of our spouses and families, and
that’s a scary place to be. If there were a category for people who “manage
most of the activities of daily living in their current environs but require
support and oversight”, this would ensure that should circumstances change we
are already noted as being vulnerable and would expedite the initiation of additional
supports in case of crisis. This would also provide a measure of financial
security through the Disability Savings program.
I am very pleased to
see the changes that our new Liberal government has brought about, and I hope
that in sharing my experience I can help you in the development of the new
Canadians with Disabilities Act. Those of us with impairments – both visible
and invisible, severe and moderate - look to you for support and protection.
Please keep the needs of the “borderline disabled” in mind as you implement
change: just because we are more or less coping with things at the moment, just
because we look like we are doing okay, just because we have found ourselves in
a safe place for the present … none of that means we aren’t vulnerable. And as
Canadians, we know that an ounce of prevention is worth a pound of cure: please
put protections in place to catch us before
we fall, so that we can continue to contribute as much as we can and not draw
on the public resources any more than necessary.
I have included a copy
of my book, Just Keep Knitting, which
I wrote early on in my journey with PTSD, if you’d like to learn more of my
background and how I ended up where I am, or feel free to pass it on to someone
who might find it helpful.
Thank you so very much
for your time,
Lonna Cunningham B.Sc.
B.A.(Hon)
Alberta, Canada
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